What This Privacy Policy Covers

• This policy covers how Provider treats personal information that Provider collects and receives, including information related to your past use of Provider products and services. Personal information is information about you that is personally identifiable like your name, address, email address, or phone number, and that is not otherwise publicly available.
• This policy does not apply to the practices of companies that Provider does not own or control, or to people that Provider does not employ or manage. In addition, some companies that Provider works with have their own, pre-existing privacy policies.
• Provider participates in various programs that work to ensure your privacy and provide important guidelines. To view our participation Click Here.

Information Collection and Use

General

• Provider collects personal information when you register with Provider, when you use Provider products or services, and when you visit Provider pages or the pages of certain Provider partners. Provider may combine information about you that we have with information we obtain from business partners or other companies.
• When you register we ask for information such as your name, email address, birth date, gender, ZIP code, occupation, industry, and personal interests. For some financial products and services we might also ask for your address, Social Security number, and information about your assets. When you register with Provider and sign in to our services, you are not anonymous to us.
• Provider collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer.
• Provider automatically receives and records information from your computer and browser, including your IP address, Provider cookie information, software and hardware attributes, and the page you request.
• Provider uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.

Children

• When a child under age 13 attempts to register with Provider, we ask the child to obtain parental permission.
• Provider does not contact children under age 13 about special offers or for marketing purposes without a parent's permission.
• Provider does not ask a child under age 13 for more personal information, as a condition of participation, than is reasonably necessary to participate in a given activity or promotion.

Information Sharing and Disclosure

• Provider does not rent, sell, or share personal information about you with other people or non-affiliated companies except to provide products or services you've requested, when we have your permission, or under the following circumstances:
  • We provide the information to trusted partners who work on behalf of/with Provider under confidentiality agreements. These companies may use your personal information to help Provider communicate with you about offers from Provider and our marketing partners. However, these companies do not have any independent right to share this information.
  • We have a parent's permission to share the information if the user is a child under age 13. Parents have the option of allowing Provider to collect and use their child's information without consenting to Provider sharing of this information with people and companies who may use this information for their own purposes.
  • We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims.
  • We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of Provider's terms of use, or as otherwise required by law.
  • We transfer information about you if Provider is acquired by or merged with another company. In this event, Provider will notify you before information about you is transferred and becomes subject to a different privacy policy.
• Provider displays targeted advertisements based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click targeted ads meet the targeting criteria.
  • Provider does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.
  • Provider advertisers include financial service providers and non-financial companies.
• Provider works with vendors, partners, advertisers, and others in different industries and categories of business. For more information regarding providers of products or services that you've requested please read our detailed.

Cookies

• Provider may set and access Provider cookies on your computer.
• Provider lets other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies' use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to Provider's cookies.
• Provider uses web beacons to access Provider cookies inside and outside our network of web sites and in connection with Provider products and services.

Your Ability to Edit and Delete Your Account Information and Preferences

General

• You can edit your Account Information at any time.
• New categories of marketing communications might be added from time to time. Users who visit this page can opt out of receiving future marketing communications from these new categories or they can unsubscribe by following instructions contained in the messages they receive.
• We reserve the right to send you certain communications relating to the Provider service, such as service announcements, administrative messages and the Provider Newsletter, that are considered part of your Provider account, without offering you the opportunity to opt out of receiving them.
• You can delete your Provider account by logging into your account and electing to delete it.

Children

• Parents can review, edit, and delete information relating to their child's Provider account.
• If a parent chooses not to allow us to further collect or use a child's information, parents can delete their child's account by signing into that child's account and then deleting it.

Confidentiality and Security

• We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs.
• We have safeguards that comply with federal regulations to protect personal information about you.

Changes to this Privacy Policy

• Provider may update this policy at any time. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your Provider account or by placing a prominent notice on our site.

Questions and Suggestions

• If you have questions or suggestions, please contact us at:
  
  Electric Scotland USA LLC
  1495 Pond Creek Rd.
  Stone, KY  41567
  (606) 519-4011